The last thing you want, after a natural disaster or plumbing emergency, is to have to sit on the phone with your insurance company answering questions and trying to get your water leak damage covered.
While it may be an inconvenient process, having insurance may be of great help to you should you ever find yourself dealing with any kind of flooding emergency.
To learn more about how to handle a water leak situation in your home and how your homeowners' insurance can help you do it, continue reading this article!
The Importance of Leak Detection
One important tip when it comes to water leaks is to minimize the damage as much as you are able.
It is imperative that you know the signs of a hidden water leak (such as phantom water sounds in your pipes, wet sports on the floor and walls, water meter fluctuating without a change in usage, and increasing water bill).
At this point, you must call a plumbing service like Magic Plumbing to locate and identify the leak. The earlier on you can stop a leak, the less damage it can cause to your property and possessions.
What to do in The Event of a Broken Water Pipe
Broken or burst pipes are a plumbing catastrophe, and many people don't know what to do when a situation like this arises. The most important thing to keep in mind is to stay calm. Next, follow these steps:
- Shut off your water supply and power to the area affected.
- Call Magic plumbing and ask about broken pipe repair.
- As you’re waiting for the plumber to arrive, document the damage with photos and/or video. You may also want to start removing as much water as you can until the plumber gets to you.
The Truth About Water Damage
Not sure if your insurance company covers water leaks? Depending on the insurance company you use, and the type of coverage you have, your leak may be covered by insurance!
While it is true that every insurance policy is different, most insurance plans cover flooding due to natural disasters. Some companies even cover things like a broken pipe, that you have no control over.
What is not covered by most insurance companies is a plumbing situation that rises due to poor maintenance. This is one of the many reasons why you should have your pipes inspected and cleaned regularly.
How Homeowners Insurance Can Help You
So how can homeowners insurance help you out of a dangerous water leak situation? The most obvious way is that your insurance company lifts the financial burden a water leak can bring on.
If you don't have homeowners insurance, you could end up facing thousands of dollars in damages, with no one to help you pay for it! Yikes!
Call Magic Plumbing, your trusted plumbers in San Francisco, for water leak detection services and so much more! Give us a call today at (415) 441-2255 to speak with a plumbing technician! If you have an interesting story involving water leaks and homeowners insurance, we want to hear all about it! Feel free to leave your story in the comments section below!